Economic Reality –Sucks

Well, I blew what passes for my budget, big time. –Survivable, but not fun.

How’s that go? Those who fail to learn from history……
Back in the day I used to take on a little side work, including a job that regularly required my catching a red-eye to Southern Cal.

This came to an end when the company changed the way they paid. We had a verbal agreement that I would get paid in 30 days. They decided to pay in 90 days and said “So sue us.” –So I did.

I won, it cost them a hell of a lot more than paying on time, my lawyer made money and I paid through the nose.

Now, in the last couple of months I have taken on two clients. One that pays promptly, but only small amounts, and a larger client who has decided to pay in the next 30 to 60 days because of a “change in accounting.”
(No, I’m not going to sue. I’m a little slow on the uptake, but in spite of outward appearances, I’m not stupid.)

The problem is me. I’ve been spending money I haven’t received yet, and going from “we just transferred the money” to “we’ll get back to you” has completely buggered my plans.

Fortunately I’ve got my 9-5 so the bills are not a major problem. But I had plans for the money, things I want to buy, someplace I wanted to go…. etc.

Shit!
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Her: So, you finished the project before you got any money right?
Me: I’ve done work for them before and they’ve always paid on time.
Her: You spent the money before it cleared the bank right?
Me: Yea, but they’ve always paid on time…
Her: Why don’t you just write out a budget and stick to it?
Me: I do keep a budget. It’s just that I planned on being paid on time.
Her: Ah, la vache! Vous etes le roi des imbéciles.
Me: –Google language tools – translate French to English…. Yes dear.

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